Jan 31, 2017 · Young Adult Coverage. Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. Children can join or remain on a parent's plan even if they are: Married. Not living with their parents. Attending school. Not financially dependent on their parents.Author: Assistant Secretary For Public Affairs (ASPA). Get covered — or pay a fee. Under the health care law, you must have qualifying health coverage or pay a penalty on your next federal tax return. The penalty in 2016 is 2.5% of household income or $695 per adult (half of that per child), whichever is higher. The penalty rises yearly with inflation.
Nov 14, 2012 · Children over age 18 who remain on their parents' health insurance plans until age 26 under the Patient Protection and Affordable Care Act have a right to privacy. And even though mom or dad may be footing the insurance premium and even for co-pays or co-insurance, they don't have the right to know what medical services their adult children are seeking.Author: Jennifer Nelson. Sep 19, 2013 · Here’s what families need to know about the Affordable Care Act. Generally, for a two-parent family with at least one child under 26, keeping the young adult on the family plan is the best option in terms of both price and quality—-sometimes even if the child can get coverage through a job, insurance experts say.
Before the Affordable Care Act, many health plans and issuers could remove adult children from their parents' coverage because of their age, whether or not they were a student or where they lived. The Affordable Care Act requires plans and issuers that offer dependent child coverage to make the coverage available until the adult child reaches the age of 26. STILL NEED HEALTH COVERAGE FOR 2019? Open Enrollment is over. You can still get 2019 health insurance 2 ways: If you qualify for a Special Enrollment Period due to a life event like losing other coverage, getting married, or having a baby.; If you qualify for Medicaid or the Children’s Health Insurance Program (CHIP).You can apply for these programs any time.